Do I really need travel insurance?
The million dollar question, right? Ultimately, only you can make that decision. And let’s be honest, when you’ve paid so much already for flights, accommodation, clothes etc, etc, the cost of travel insurance can seem like an unnecessary financial burden.
But, If you want my honest answer to, “Do I really need travel insurance?”, it will always be YES.
Why? Well, because nobody can predict the future (as much as that fortune teller might like to convince you otherwise!). So it is always good to be prepared for any eventuality. Whether it’s a two week holiday in the sun or climbing Mt. Everest.
My Own Experience
I once ended up with pneumonia on a tropical beach in Thailand. This led to a speedboat being chartered to ferry me to the nearest hospital, spending over a week on a drip and landing myself a €3,000 medical bill. €3,000!!
Another time my phone and about €400 were stolen from a safe in my 4* hotel room (luckily, they didn’t take my passport!). Man, I was so angry though!
Both times I luckily had travel insurance with World Nomads . My hospital bill was paid (yes, all €3,000 of it!) and I was reimbursed for the theft. The point is – not having insurance when you need it will hit you hard, really hard. For peace of mind, I will never, ever travel without it.
*If you’ve been in any way reckless though, do not expect a reimbursement from any travel insurance company. It just won’t happen.
Travel insurance Tips
- Don’t wait to book your insurance at the last minute – what if your flight is cancelled? Or the agency you booked with goes out of business? Buy travel insurance when you book your trip.
- Always read the fine print – especially the exemptions section. Know exactly what you are covered for.
- Store this information online in a secure, easy to access place. I use Google Drive and Dropbox.
- File a police report immediately after any theft or accident.
Why I have always Chosen ‘World Nomads’
Travel insurance: simple & flexible
You can buy and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from 140 countries. It’s designed for adventurous travellers with cover for overseas medical, evacuation, baggage and a range of adventure sports and activities.
7 things you should know about travel insurance from WorldNomads.com
- Trusted reliable underwriters
WorldNomads.com is backed by a suite of strong, secure, specialist travel insurers who provide you with great cover, 24 hour emergency assistance and the highest levels of support and claims management when you need it most.
- Value for money with the cover you need
WorldNomads.com provides cover for what’s important for travellers from 140 countries. By focusing on what you need and leaving out what you don’t, World Nomads prices are some of the most competitive online.
- Flexibility when you need it most
Had a change of plans? You can buy more cover or claim online while you are still away. You can even buy a World Nomads policy if you’re already travelling.
- Cover for a range of adventure activities
From skiing & snowboarding in New Zealand to whitewater rafting in Colorado, WorldNomads.com covers a range of adventure activities, giving you peace of mind to get the most from your travels.
- World Nomads keeps you travelling safely
All WorldNomads.com members have access to up-to-date travel safety alerts, as well as travel safety advice and tips online through the World Nomads Travel Safety Hub.
- More than just great value travel insurance
All WorldNomads.com members can learn the local lingo through a series of iPod & iPhone Language Guides and can stay in touch with family and friends with an online travel journal.
- Commitment to exceptional customer service
We want to make sure you get the most from WorldNomads.com. You can find out more about why travel insurance is important for your trip. If you have any questions about your travel insurance or travel safety in general, please contact WorldNomads.com directly.
Disclaimer: This post may contain affiliate links. If you purchase through my link, I may receive a small commission at no additional cost to you.
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